Welcome to SIP Calculator (https://mysipcalc.in). Your privacy is of paramount importance to us. This Privacy Policy document outlines the types of personal and non-personal information collected and recorded by our website, and how we use and protect it.
This website is owned and operated by Abinandhan, based in India. If you have any questions or require more information about our Privacy Policy, please do not hesitate to contact us.
1. Client-Side Processing (Calculator Inputs)
We believe in absolute data privacy when it comes to your financial planning. All calculator inputs, parameters, and calculations are processed entirely client-side (within your web browser on your own device). We do not collect, store, transmit, or share any financial information, investment figures, or parameters you input into our calculators (including SIP, Lumpsum, and Step-up SIP calculators) with our servers or any third parties.
2. Information We Collect and How We Use It
We collect and process personal data only when necessary to provide our services and optimize user experience. This includes:
2.1 Personal Information Provided Directly by You
When you contact us using our Contact Form or send us an email, we may collect your:
- Name
- Email address
- The contents of the message and/or attachments you send us
- Any other information you choose to provide
We use this information solely to respond to your inquiries, address feedback, and provide support. We do not use this data for marketing purposes or share it with third parties.
2.2 Automatically Collected Log Files
Like most standard websites, mysipcalc.in makes use of log files. These files log visitors to the site—usually a standard procedure for hosting companies and a part of hosting services' analytics. The information inside the log files includes:
- Internet Protocol (IP) addresses
- Browser type and version
- Internet Service Provider (ISP)
- Date and time stamp
- Referring and exit pages
- Number of clicks
This information is used to analyze trends, administer the site, track users' movement around the site, and gather demographic information. This data is not linked to any information that is personally identifiable.
3. Cookies and Web Beacons
Cookies are small text files placed on your device to store data that can be recalled by a web server in the domain that placed the cookie. We use cookies to store information about visitors' preferences, to record user-specific information on which pages the user accesses or visits, and to customize web page content based on visitors' browser type or other information that the visitor sends via their browser.
You can choose to disable cookies through your individual browser options. Detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.
4. Third-Party Advertising (Google AdSense)
We use third-party advertising companies, specifically Google AdSense, to serve advertisements when you visit our website. Google, as a third-party vendor, uses cookies and tracking technologies to serve ads based on your prior visits to our website or other websites on the Internet.
4.1 Google AdSense and DoubleClick Cookies
Google uses advertising cookies (such as the DoubleClick cookie) to enable it and its partners to serve ads to our visitors based on their visit to mysipcalc.in and/or other sites on the Internet.
Please be aware that third parties (including Google) may place and read cookies on your browser, or use web beacons and other tracking technologies to collect information as a result of ad serving on our website.
4.2 Web Beacons and IP Collection by Ad Networks
Third-party ad networks and ad servers use technologies like cookies, JavaScript, and web beacons in their respective advertisements and links that appear on mysipcalc.in, which are sent directly to users' browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Please note that mysipcalc.in has no access to or control over these cookies and tracking technologies that are used by third-party advertisers.
4.3 How to Opt Out of Personalized Advertising
Users can opt out of Google's personalized advertising and manage their ad settings at any time:
- To opt out of Google's personalized ads, visit the Google Ads Settings Page.
- Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting the About Ads Consent Page.
For more details on how Google uses data when you use partner sites or apps, please review Google's policy at google.com/policies/privacy/partners.
5. Google Analytics
We use Google Analytics to monitor and analyze the use of our website. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: Google Privacy Policy.
6. User Data Rights
We want to make sure you are fully aware of all of your data protection rights. Depending on your location (such as under the GDPR or Indian Digital Personal Data Protection Act), you are entitled to the following:
- The right to access: You have the right to request copies of your personal data that we hold (e.g., contact form submissions).
- The right to rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
- The right to erasure: You have the right to request that we erase your personal data, under certain conditions.
- The right to restrict or object to processing: You have the right to request that we restrict or object to the processing of your personal data, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us using the information in Section 8.
7. Children's Privacy (Under 13)
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
mysipcalc.in does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
8. Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us:
- Website Owner: Abinandhan (based in India)
- Contact Page: https://mysipcalc.in/contact.html
- Website: https://mysipcalc.in